
Toilets are notorious for their hidden leaks. Most toilet leaks are at the overflow pipe. If overflow is the problem, a screw or knob on the valve or valve column will adjust the float arm down so the valve shuts off the water about a half inch below the top of the overflow pipe. If that doesn't fix it, the valve may be worn and have to be replaced. If you're an experienced do-it-yourselfer you can do the job. Otherwise, call a plumber.
Flapper valve leaks aren't as easy to spot. The best way to check is to drop a little food coloring into a tankful of clear water to see if it shows up in the bowl after waiting about 10 minutes. If it does, the flapper valve needs replacing or the mechanism needs aligned. This too, is a relatively simple repair for a do-it-yourselfer.
The other most common leak is in faucets and is often caused by worn washers. Check all the faucets inside and outside the house once a year.